Bank Account POA Service in the UAE

What a Bank POA Allows

A bank power of attorney authorises a nominated person to carry out banking operations on your behalf. This can include account closures, fund transfers, signatory changes, and general account management. It is most commonly used by individuals who are leaving the UAE or who need someone to manage their accounts while they are abroad.

The scope of a bank POA must be carefully defined. Banks in the UAE have strict internal compliance requirements, and a vaguely worded POA is likely to be rejected at the branch level — even if it has been properly notarised.

Bank-Specific Requirements

Each bank in the UAE may have its own policies regarding POA acceptance. Some institutions require the POA to follow their own internal template. Others require additional attestation steps or in-branch verification before the appointed person can act.

A specialist POA service will be aware of these requirements and can draft the document accordingly. This is where the value of experience shows — a service provider who has processed hundreds of bank POAs will know what each institution expects before you submit the document.

In some cases, the bank may require the POA to be presented alongside a letter of authorisation or a certified copy of the principal’s identification. These requirements are confirmed during the drafting stage so there are no delays at the point of use.

The Process

The process follows the standard POA workflow: enquiry, document collection, drafting to match the bank’s requirements, e-notarisation, and digital delivery. For bank POAs, the turnaround is typically faster than property POAs because fewer supporting documents are required.

For the full breakdown, see How a POA Service Works.

If you later need to cancel the authority, our guide on revoking a POA explains the process.